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32 Gibraltar International www.gibraltarinternational.comWe strive to make a difference to ourclients, our communities and our people.As a responsible bank, we championtalent from diverse backgrounds.kleinworthambros.comSG Kleinwort Hambros Bank Limited, Gibraltar Branch is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is authorised and regulated by the Gibraltar Financial Services Commission in respect of banking, investment and insurance mediation business. The company is incorporated in England & Wales under number 964058 with registered office at One Bank Street, Canary Wharf, London E14 4SG and is registered in Gibraltar under the Gibraltar Companies Act with its principal place of business in Gibraltar at Unit 5.02, Madison, Midtown, Queensway, Gibraltar GX11 1AA.SIMPLIFYINGLIFE%u2019S FINANCIALCHALLENGES